What Stores Accept Klarna? Everything Explained


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What Stores Accept Klarna

What Stores Accept Klarna? – You might be wondering about the stores that accept Klarna, you are a hard use of Klarna thus it is quite beneficial for you to search for stores that accept Klarna as a mode of payment. Klarna also helps you in splitting your payments and thus you can pay for your purchases in installment without paying any interest. So, go through the article to know about the list of stores that accept Klarna.

Also Read: What is PayPal Pay in 4 ?

Key Takeaways

  • Klarna offers a “buy now, pay later” service that lets you split purchases into installments.
  • Not all stores accept Klarna, so check during checkout.
  • Klarna’s virtual card allows international purchases with no foreign transaction fees (from Klarna).
  • Returns are handled by the store, but Klarna might pause your payment until the return is resolved.

What is Klarna?

If you have no idea what “Klarna” is then do not worry as we will discuss everything on Klarna in this article. Klarna is a Swedish fintech company that is known for their “buy now, pay later” services. Klarna is quite convenient for the users as they get the facility to split their purchases into installments and can also delay the period of payments. Apart from that you can also get loyalty cards along with various shopping options. So, what are you waiting for? Go shopping with Klarna.

List of Stores That Take Klarna?

We have researched and found a number of stores that take Klarna as a mode of payment.

  • Adidas
  • Best Buy
  • Bed Bath & Beyond
  • Bloomingdale’s
  • Calvin Klein
  • GameStop
  • GUESS Factory
  • Glossier
  • H&M
  • IKEA
  • Journeys
  • Lululemon
  • Macy’s
  • Nike
  • Reebok
  • Samsung
  • Sephora
  • Stila
  • Ulta Beauty
  • Wayfair
  • Zara

We might have missed a few names, if you found some stores that are not listed here do let us know in the comment section we will keep on updating.

Also Read: What Stores Accept Google Pay

Clothing Stores That Take Klarna Payments

There are also a number of clothing  stores that do accept Klarna as a mode of payment. Check the list below:

  • Adidas
  • ASOS
  • H&M
  • Zara
  • Bershka
  • Under Armour
  • Nike
  • Miss Guided
  • Nasty Gal
  • Boohoo
  • Forever 21

To get more information visit the official website of Klarna and check the participating stores.

Also Read: What Stores Accept PayPal

Can I Use Klarna At Any Online Store ?

First of all you should understand that every store does not accept Klarna. However, Klarna is currently growing but for now they are not globally accepted everywhere. So, you have to check for the participating stores that have collaboration with Klarna. You can simply visit https://www.klarna.com/us/klarna-stores/ to check out the participating stores.

Another feature that is offered by Klarna is their One-Time Card where you will be able to create your own virtual card for a temporary period of time. The card is generally accepted in most of the Visa- accepting online stores. But remember that you can use the card for only one time.

Does Amazon Accept Klarna Payments ?

You will be glad to know that Amazon does accept Klarna as a payment mode. If you are shopping from Amazon, you can easily split your purchase amount into installments and also provide you with an option to delay the time period. Apart from that Klarna’s “Pay in 4” facility is also available on Amazon, thus you will be able to divide the purchase amount into four interest free installments.

Also Read: Does SHEIN take Afterpay? (An Overall Guide)

How To Use Klarna on Amazon?

To use Klarna, you need to link your Amazon account with Klarna. Once you have done your shopping on Amazon, you need to proceed to the checkout option and select your payment mode to Klarna. After that you will be able to select your plan according to your need. But remember that all items do not qualify for Klarna payments, so it will be best for you to check out if that product can be purchased using Klarna payments.

Does Klarna Work For International Purchases ?

Working of Klarna for international purchases mainly depends on two factors : Your Klarna region and merchant’s payment setup. If you are living in a region where Karna does not operate then it is very unlikely for you to use Klarna for international purchases. Apart from that there are many retailers that accept Klarna but not on international transactions. So, it is important for you to beware of that before you make any international purchases.

Klarna also provides you with a debit Visa card that is widely accepted by retailers. The best thing is that they do not charge any foreign transaction fees for international purchase. So, before you make international purchases you need to be aware of these basic factors.

Also Read: Does SHEIN Take Cash App?

Can I Use Klarna for Groceries ?

Yes, Klarna payment is also accepted in grocery stores.  There are a number of grocery stores with whom Klarna has collaborated.

  • Aldi
  • Iceland
  • M&S
  • Tesco
  • Walmart

Apart from that is the only grocery delivery service that does accept Klarna. That is

  • Instacart

Are there any fees for using Klarna?

No, Klarna does not charge any fees. However, you might go through some situations where you have to pay a fee. The scenarios are:

  • Returns – If you have returned any items then you might need to pay a processing fee.
  • Late Payments – If you miss any installments then Klarna will charge you a late fee.
  • Insufficient Funds – If your account runs low in balance then you might be charged a fee.

Can I return an item purchased with Klarna?

Yes, you can return an item purchased with Klarna. However, the return process is totally handled by the store from where you have purchased the item. First you have to initiate a return with the stores by following their guidelines and instructions. After that you need to track your return and once your return is accepted by them, the refund amount will be reflected on the original source.

Bottom Line

We hope that we are able to clear all your doubts related to Klarna. It is a buy now, pay later service where the users can split their purchases into interest free installments. It also allows the users to delay their payments. However, all stores do not accept Klarna as it is not universally accepted. During checkout you can check if Klarna payment method is available for that particular purchase or not. To get more financial help visit https://dailyfinanceguides.com/ 

Frequently Asked Questions

Can I Use Klarna for International Purchases?

Yes, but it depends on two factors: your Klarna region and the merchant’s setup. Klarna’s debit card is widely accepted internationally for purchases.

Which is better Klarna or Affirm?

It totally depends on you, Affirm does not charge late fees whereas Klarna does. However, more payment options are available at Klarna. So, you need to choose according to your preferences.

Is Klarna safe to use for online shopping ?

Yes, Klarna is quite safe as it offers security and data management to the users. Users don’t usually miss Klarna payments as they charge late fees on it.

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